Rick has been a licensed Life and Health Insurance agent since Oct. 1, 1976.  Educated in the public schools in Wilson County and graduated from Lebanon High School in 1970.  Rick obtained his A.S. Degree from Cumberland College in Lebanon, and then B.S. from East Tennessee State University.  He attended Nashville School of Law.  Rick works primarily in the group health insurance market and Long Term Care Insurance sales. 

Rick is married to Pam Jones Thorne.  They have two children, Heath and Bevin.

To contact Rick - CLICK HERE

Brownie Hall has 26 years of insurance experience in both sales and management.  Brownie is a partner of THW Insurance Services and managed a local business for 10 years prior to beginning his insurance career.  Brownie is a 1971 graduate of Lebanon High School.  He has been awarded national sales achievements for many years and is a trusted resource for employee benefits and related services. 

Brownie and his wife, Kay Sewell Hall, have one daughter, Whitney.

Contact Brownie - CLICK HERE

Richard has been licensed since January 1, 1987. He currently is licensed for property, casualty, life and health, focusing primarily on commercial insurance. Richard moved to Lebanon in 1980, from Texas, and attended MTSU for three years before finishing up in engineering at Tennessee Tech.  He has been an active member in the Rotary Club of Lebanon since 1996 as well as Commissioner of Lebanon's Dixie Youth baseball league since 2001.

Richard is married to Debbie Annette Kemp and has three children Brian, Phillip and Samantha.

To contact Richard - CLICK HERE

Carl has been a licensed agent for Life and Health and Property and Casualty since 1998.  Carl graduated from Lebanon High School, and then received his B.S. degree in Business Administration and Marketing from Cumberland University.  Carl played tennis at Cumberland University and was their number one player.

Carl is married to Gina and they have twin daughters, Molly and Jenny.

To contact Carl - CLICK HERE

Jeff has been licensed in property, casualty, life, and health since 2003. Jeff graduated from Lebanon High School and received his B.S degree from Middle Tennessee State University.  Jeff is currently taking classes from The National Alliance to become a Certified Insurance Counselor and looks to be completed in 2010.    

Jeff is married to Andrea Lea who teaches third grade in the Lebanon Special School District and have two children, Jackson and Lucy.

To contact Jeff - CLICK HERE

Bill Cotten and his wife, Sally, have 3 children (Brent, Jenny, and Crystal) along with 3 grandchildren.   Bill is a lifelong resident of Lebanon and a graduate of Lebanon High School.  He is a graduate of Tennessee Technological University, Middle Tennessee State University and the Nashville School of Law.  

Bill was a teacher upon graduation from college for 5 years and was Assistant Principal of Lebanon High School for one year before going to work at Nissan North America for 26.5 years.  Bill retired from Nissan in January of 2010.   Bill joined the insurance firm of THW Insurance on February 7, 2011.

Alfred J. D’Andria, Jr. was born in Carrollton, Texas and moved to Lebanon, Tennessee when he was 8 years old.  Al is a 1997 graduate of Lebanon High School where he actively served on the Student Counsel.  He joined the Tennessee Army National Guard in June of 2009 and proudly served with Det. Troop G RFS/RSS 278^th ACR in Mosul, Iraq during Operation Iraqi Freedom.  Al enjoys canoeing, hiking, running, and all things outdoors.  He is a dedicated problem solver and enjoys the challenges of today’s insurance market. He joined THW Insurance Services, LLC in January 2011; he is a fully licensed insurance agent in the State of Tennessee.

Lou Judson Nave- "Jud" is a native of Lebanon, TN; attended Castle Heights Military Academy and was a 1989 graduate of Lebanon High School. Working his way through college at Nave Funeral Home he earned his B.S. in Psychology from MTSU, where he was also a member of Sigma Alpha Epsilon fraternity.

Prior to Nave's employment with THW, he has been in Mortgage Lending Industry for over eight years, successfully serving as an account executive. Nave currently resides in Lebanon with his wife Bevin and is a member of First United Methodist Church and is looking forward to returning to serving members of his community and helping with all of their insurance needs. 

To contact Jud - CLICK HERE

Linda joined the THW staff in July 2010.  Linda has worked in the insurance industry for 25 years at Bragg Insurance Agency as a life and health agent and claims specialist.  Linda is a graduate of Jackson County High School and then later received an Associates Degree in Business Administration from from Draughons College.

Linda and her poodle, Gracie, live in Lebanon.

Debra Harp joined THW in September of 2011 as office manager. She brings  with her almost twenty years experience in the healthcare industry. The past seventeen years she has managed two physician’s offices within a  large group practice. Her specialty was in patient satisfaction and insurance  benefit education. Debra graduated from Lebanon High School and has  been a resident of Wilson County for twenty-three years.  She is married to Jason and they have two children, Spencer and Gavin. 

One of her favorite quotes: “We make a living by what we get, but we make a life by what we give.” ~ Winston Churchhill

To contact Debra - Click Here