Grilling Safety Tips

Allison Shepherd June 27, 2019 at 09:15 AM
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Grilling Safety Tips

You may be the kind of person who fires up the grill all year long at tailgating parties, or maybe you wait for a warm summer day and a backyard full of friends before you put on your apron. Either way, grilling can be one of life’s simple pleasures. Unfortunately, where there is fun there is also the potential for safety issues. For example, did you know that leaving the grill unattended, not cleaning grease or fat build up properly, or placing the grill too close to combustible siding can cause injuries, fires and property damage? Charcoal or Gas? Nearly 9,000 home fires a year involve grills, according to a National Fire Protection Association report. Of all the home fires involving grills, gas-fueled grills accounted for four out of five fires, while 16% involved charcoal or other solid-fueled grills.¹ Gas and charcoal grills each have ardent advocates, who praise the convenience of ...

What Is a Smart Alarm System and Why Should I Consider One?

Allison Shepherd April 29, 2019 at 09:32 AM
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What Is a Smart Alarm System and Why Should I Consider One?

In 2014, criminals committed more than 8.2 million property crimes in the United States, of which nearly 21% were burglaries, according to the Federal Bureau of Investigation (FBI).  With those types of statistics, it is no wonder home security systems are on people's minds. But in a world where technology seems to evolve every month, home security systems have ventured into new territory: smart alarms. What Is a Smart Alarm System? As recently as 10 years ago, consumers did not have access to technology that let them manage their own home security systems. Smart alarm systems changed that. Originally, traditional security systems were hardwired into the home and monitored by a central station, usually a home alarm company. The customer paid monthly fees. Fast forward and today, consumers have smartphones, home networks and wireless technology—all of which the smart alarm system can util ...

Spring Home Maintenance Tips

Allison Shepherd April 02, 2019 at 10:03 AM
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Spring Home Maintenance Tips

The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and property throughout the year. Tasks such as cleaning out your gutters, checking for dead trees and branches and cleaning and inspecting home mechanical systems, such as heating and air conditioning equipment, can make spring a season of safety. Cleaning and maintenance of your home should be done inside and out. Although the tasks are different, ensuring all the elements of your home are in good working order can help keep your family safe and your maintenance expenses lower over the long run. Download Our Spring Home Maintenance Checklist > Inside Your Home Here are a few things inside your home that should be inspected to ensure they are in good condition: Electrical Outlets ...

How to Help Prevent Frozen Pipes

Allison Shepherd January 30, 2019 at 16:40 PM
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How to Help Prevent Frozen Pipes

Frozen pipes can present an invisible threat – one that you might not recognize until the weather starts to warm. By then, the water damage can be significant and costly. Fortunately, keeping your home warmer, at a consistent temperature, and better insulated can help protect your pipes from freezing this winter. Which Pipes Are Most at Risk? Pipes that are most exposed to the elements, including those outdoors and along the exterior walls of your home, may need extra protection during winter months. These include the following: Outdoor hose hookups and faucets. Swimming pool supply lines. Lawn sprinkler lines. Water pipes in unheated, interior locations such as basements, crawl spaces, attics, garages and kitchen and bathroom cabinets. Pipes running against exterior walls with little or no insulation. How to Help Prevent Frozen Pipes Before winter: Check your home for areas where wate ...

2018 Mandatory evacuation coverage for homes

Roslyn Chavarria September 27, 2018 at 08:11 AM
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2018 Mandatory evacuation coverage for homes

Summer Pool Safety Tips

June 20, 2018 at 12:06 PM
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Summer Pool Safety Tips

Summer Pool Safety Tips Warmer weather brings some of our favorite summertime activities, like swimming in an outdoor pool. It is important to remain safe while enjoying your outdoor pool with friends and family. The following tips and reminders will ensure that you continue to have a fun and carefree summer! If you are a homeowner with an outdoor pool, it is critical that you follow the proper precautions to ensure that is a safe, secure environment for all to enjoy. According to the American Red Cross, over 200 young children drown in backyard pools each year. It is our responsibility to decrease this devastating statistic by following these simple swimming pool safety tips. If you are installing or have already installed a swimming pool in your yard, one of the best safety features to include is a surrounding fence with a self-locking gate to ensure that young kids do not swim without ...

Be Prepared for Heavy Rainfall and Flooding

February 25, 2018 at 10:26 AM
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Be Prepared for Heavy Rainfall and Flooding

As we enter into the season of heavy rainfall, it is important to be prepared for the event of a flood. The 2010 flood in Nashville was something many of us have never seen before in this area, and it is a reminder of the devastation that results from flooding. There are many ways to be prepared and take action before, during, and after the event of major or minor flooding in the area.  Before flooding begins, you should know your flood risk to ensure that you have proper flood insurance in place. Here at THW, we are more than happy to assist you and answer any questions you may have about flood insurance. Familiarizing yourself with your local emergency plans that are already in place will help you know when to evacuate or how to get to higher ground in your area. Lastly, keeping an emergency kit stocked with the following items: food and water for at least three days, medicine, first a ...

2017 Del-Webb Tennis Classic

Debra Harp June 05, 2017 at 09:57 AM
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2017 Del-Webb Tennis Classic

WOW!  What great support for our tennis tournament and clinic.  On such a warm day, the refreshments kept us going.  The t-shirts are awesome and I am sure we will see them around the neighborhood all summer.  Everyone is bragging on the hats and visors, too.   Best of all, was the gracious hospitality of the Wilson Bank and THW staff members in attendance.  Giving up your Saturday morning to be here with us is very very much appreciated.  You are so kind and great represenatives of your institutions.   Sincerely, Dave    

THW Insurance Voted Best Insurance Agent in Wilson County by The Wilson Post Readers

Debra Harp June 05, 2017 at 09:51 AM
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THW Insurance Voted Best Insurance Agent in Wilson County by The Wilson Post Readers

We are truly honored and want to send a sincere thank you to everyone that took the time to vote for THW Insurance Services as The Best Insurance Agent in Wilson County by The Wilson Post readers. We are your hometown agents and your hometown team. Stop in and see us, we service all surrounding areas of Wilson County. 

Westfield Trilogy Agency

Debra Harp May 03, 2017 at 12:35 PM
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Westfield Trilogy Agency

THW Insurance Services, LLC recognized as elite Trilogy Agency by Westfield Insurance Lebanon, TN,  THW Insurance Services, LLC, a locally owned independent insurance agency, was recently recognized by Westfield Insurance as a Trilogy Agency.  The Trilogy designation signifies the agency has been deemed among the “best of the best” by Westfield Insurance, representing only 7% of Westfield’s agency force across the country. Westfield is represented by some of the best Independent Agencies in the business, taking great care and consideration in choosing their agency partners.  Westfield conducts a comprehensive biannual Agency Review process, evaluating agencies on the strength of their partnership with Westfield, business growth, how well agencies are positioned for future success, their approach to customer service, strategic alignment with the entire Westfield organization and even the ...

Spring is HERE, Home maintenance tips just for you

Debra Harp March 23, 2017 at 09:00 AM
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Spring is HERE, Home maintenance tips just for you

Although it certainly doesn't look like it right now in certain portions of the country, the spring season is upon us. With the snow and ice this winter brought, the harsh weather likely took its toll on the exterior of your home. To best refresh your home’s exterior, and interior, after the winter weather, here are a few typical problem areas to look at:Looking for water damageThe accumulated snow and slush of the winter does a number on the gutters of most homes. Left uncleaned, the melting precipitation can overflow gutters and damage eaves. According to Houzz, an online homeowner's resource and marketplace, this might provide a point of entry for rodents and other pests to crawl through your attic or top floor. If you didn't get a lot of snow, you can probably take care of ice and snow removal yourself with a ladder and scraper, but if winter was rough or damage to your roof line h ...

Avoiding Frozen Pipes

March 12, 2017 at 13:06 PM
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Avoiding Frozen Pipes

One of the best ways to avoid catastrophe is to focus on prevention measures. Did you know that water expands in volume by nine percent when it freezes? This means that when water freezes inside of your pipes, it can easily cause the pipes to rupture. Once pipes rupture, it can cause leaks that can then lead to water damage, mold, and other hazardous situations. Specialists are usually needed to mediate the situations when pipes burst, so it is best to avoid the rupture altogether. Freezing pipes eventually thaw out and the water then leaks into other areas. The areas that aren’t typically used to frozen temperatures pose the most risks and should be approached with the most caution. In order to have the best chances of avoiding freezing pipes, try using CPVC & PVC pipes because they are more flexible than copper. CPVC and PVC pipes can handle more pressure and frozen water than other ma ...

Winter Dangers And How We Can Help

February 26, 2017 at 13:09 PM
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Winter Dangers And How We Can Help

Winter is a beautiful time of year but it can also be a dangerous season since winter weather can cause devastating damage. As a business, it is smart for you to know the risks that these winter months bring so that you can know how to prepare. Although there are tons of risks in cold weather, there are a few risks in particular that come to mind first when thinking about blizzards, snow storms, ice, and sleet. These risks include pipe bursts and also slips and falls. Each of these two dangers is outlined below, along with the solution for coverage that we advise. Pipe bursts: As winter weather causes water to freeze, your pipes are at an increased risk of freezing. Pipe bursts tend to occur most often in the winter when there may be a couple of days without activity—perhaps during school breaks or slower times at the office. It is estimated that the most damage is done from pipe bursts— ...

Home Fire Safety During Thianksgiving

Rick Thorne November 23, 2016 at 10:27 AM
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Home Fire Safety During Thianksgiving

http://www.propertycasualty360.com/2016/11/23/home-fire-risk-more-than-doubles-on-thanksgiving-d?eNL=58359904160ba02a52bf202b&utm_source=PC360_PersonalLinesPro&utm_medium=EMC-Email_editorial&utm_campaign=11232016

Safety Tips for Grilling Season

Debra Harp June 20, 2016 at 12:21 PM
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Safety Tips for Grilling Season

It's summertime, and millions of Americans will be enjoying some of the tastes of the season this year by firing up the grill. However, whether due to inattention or inexperience, many of these outdoor cooking plans will quite literally go up in smoke. Grilling accidents are among the more common causes of household fires that take place each year in the United States. According to the National Fire Protection Association, an estimated 8,900 home fires occur annually, stemming from the use of grills, hibachis and barbecues. These incidents can also lead to serious burns, frequently requiring medical attention. In 2014, as an example, approximately 16,600 people had to be sent to emergency rooms due to injuries involving grills, based on NFPA's data. And while Americans grill year-round, most fires happen between May and August. With the proper preparation and understanding of how to gril ...

It’s Spring and Trees Can Fall…

April 14, 2016 at 10:15 AM
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It’s Spring and Trees Can Fall…

As seasons change, many people are faced with unexpected disasters that arise from severe weather. If a tree were to fall on your home or vehicle, THW Insurance wants to make sure that you know how you are protected. Although changing seasons can certainly be beautiful, there are extra precautions to take when preparing for the changes in weather. As spring blooms, there is often an increase in rainfall, and potentially other severe weather—such as tornadoes. This change in environment can potentially wreak havoc on your personal assets, such as a home or your vehicles. If disaster were to strike, do you know what your insurance plan would cover? It is important to know exactly what is covered in an emergency situation before you are ever faced with a disaster. Most basic homeowner insurance policies provide protection  if a tree were to fall on your home or vehicle due to severe weather ...

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