team

Rick Thorne

Rick Thorne

contact : 615-443-3849

Rick is a Partner at THW Insurance Services and has been a licensed Life and Health Insurance agent since Oct. 1, 1976.  Educated in the public schools in Wilson County and graduated from Lebanon High School in 1970.  Rick obtained his A.S. Degree from Cumberland College in Lebanon, and then B.S. from East Tennessee State University.  He attended Nashville School of Law.  Rick works primarily in the group health insurance market and Long Term Care Insurance sales.

Rick is married to Pam Jones Thorne.  They have two children, Heath and Bevin.

Brownie Hall

Brownie Hall

contact : 615 443-3849

Brownie is a Partner at THW Insurance Services LLC, and has been licensed in Life & Health insurance since 1984. 

Richard Whitener

Richard Whitener

contact : 615 443-3849

Richard is a Partner at THW Insurance Services and has been licensed since January 1, 1987. He currently is licensed for property, casualty, life and health, focusing primarily on commercial insurance. Richard moved to Lebanon in 1980, from Texas, and attended MTSU for three years before finishing up in engineering at Tennessee Tech.  He has been an active member in the Rotary Club of Lebanon since 1996 as well as Commissioner of Lebanon's Dixie Youth baseball league since 2001.

Richard is married to Debbie Annette Kemp and has three children Brian, Phillip and Samantha.

Jud Nave

Jud Nave

contact : 615 443-3849

Lou Judson Nave- "Jud" is a native of Lebanon, TN; attended Castle Heights Military Academy from 1980 through 1986, was a 1989 graduate of Lebanon High School, and earned his B.S. in Psychology from MTSU in 1996. Jud Nave has been with THW Insurance Services, LLC since 2007 becoming a partner in 2015. He works with local/regional employers ranging in sizes from two to six hundred employees helping businesses with commercial insurance coverage, workers compensation and employee benefits. Jud is also a member of Lebanon Breakfast Rotary Club, serves on the board of directors of The Lebanon Chamber of Commerce as chairman of the Economic Development Committee and serves on the board of directors for The Brooks House a Community Homeless Outreach Organization. Contact Jud and put his experience to work for you!

Steve Enoch

Steve Enoch

contact : 615-443-3849

Steve is a licensed insurance agent with over thirty-five years experience specializing primarily in property, casualty and workers compensation for commercial clients.  He is a Lebanon native and attended Draughons College graduating with a degree in Accounting.  His experience includes loss sensitive and other innovative insurance products unique to the industry. Steve'sprofessional designations of CPCU and CIC both nationally recognized insurance accreditation services.

Steve is married to Rebecca Poindexter Enoch and they have two children Megan and Steven.

Debra Harp

Debra Harp

contact : 615 443-3849

Debra Harp joined THW in September of 2011 as office manager. She had twenty years experience in the healthcare industry managing physician practice's prior to joining the THW team. Her specialty was in patient satisfaction and insurance benefit education. Debra is a graduate from Lebanon High School and was a certified medical secretary and billing specialist.  She is married to Jason and they have two children, Spencer and Gavin.

 

 

Kaye White

Kaye White

contact : 615-443-3849

Kaye White joined THW Insurance in October 2014. Kaye serves as Administrative Assistant at THW's main office. She has been in the insurance industry for 11 years. Kaye is originally from Alabama but has been a Lebanon resident since 2007.  

Kaye is married to Dennis and they have one son, Jensen. 

Linda Vantrease

Linda Vantrease

contact : 615 443-3849

Linda joined the THW Insurance team in July 2010.  Linda has worked in the insurance industry for over 25 years, previously at Bragg Insurance Agency as a life and health agent and claims specialist.  Linda is a graduate of Jackson County High School and then later received her Associates Degree in Business Administration from from Draughons College.

Linda is married to Eddie Vantrease and has a poodle named Gracie. 

Carl Ragland

Carl Ragland

contact : 615 443-6530

Carl has been a licensed agent for Life and Health and Property and Casualty since 1998.  Carl graduated from Lebanon High School, and then received his B.S. degree in Business Administration and Marketing from Cumberland University.  Carl has been with THW Insurance since 1999. 

Carl is married to Gina and they have twin daughters, Molly and Jenny.

Meagan Harvey

Meagan Harvey

contact : 615-443-6530

Meagan joined THW Insurance in March of 2015 as a customer service representative at THW's Mt. Juliet location. Prior to working at THW Insurance, Meagan, worked as the admissions coordinator at Paul Mitchell the school of Murfreesboro. Meagan is a 2010 graduate of Watertown High School and a native to Wilson County. 

Meagan is married to Dustin and they have one pet named Harley. 

Jeff Lea

Jeff Lea

contact : 615 547-5646

Jeff has been licensed in property, casualty, life, and health since 2003. Jeff graduated from Lebanon High School and received his B.S degree from Middle Tennessee State University. He also received his Certified Insurance Councilor designation from The National Alliance in 2012. Jeff is married to Andrea Lea who teaches third grade in the Lebanon Special School District and have two children, Jackson and Lucy.

 

Alfred D'Andria

Alfred D'Andria

contact : 615-443-3849

Alfred J. D’Andria, Jr. was born in Carrollton, Texas and moved to Lebanon, Tennessee when he was 8 years old. Al is a graduate of Lebanon High school, he joined the Tennessee Army National Guard in June of 2009 and proudly served with Det. Troop G RFS/RSS 278th ACR in Mosul, Iraq during Operation Iraqi Freedom. Al is has been married to Whitney since 2011.   Al joined THW Insurance team in January 2011.  

Bill Cotten

Bill Cotten

contact : 615 443-3849

Bill Cotten is a lifelong resident of Lebanon and a graduate of Lebanon High School.  He is a graduate of Tennessee Technological University(B.S.), Middle Tennessee State University (M. Ed.), and the Nashville School Of Law (J.D.). 

Bill and his wife Sally have 3 children (Brent, Jenny and Crystal) along with 7 grandchildren.

Bill was a school teacher upon graduation from Tennessee Tech for 5 years. He was promoted to Assistant Principal at Lebanon High School in his 6th year in the education field. He stayed at Lebanon High School for one year before going to work for Nissan North America for 26.5 years. Bill retired from Nissan in January of 2010.

Bill joined the THW Insurance team on February 7, 2011.

 

Lori Carter

Lori Carter

contact : 615-443-3849

Lori Carter joined THW Insurance Services, LLC in August of 2015 as commercial account representative. She brings with her over 10 years of experience in the insuance industry and is licensed in property and casualty. Lori graduated from Smith County High School and then received her B.S. degree in Business Administration from Tennessee Technological University in 2003. Lori is married to Brandon and they have one daughter, Kaelyn.

Stephen Crecelius

Stephen Crecelius

contact : 615-466-9742

Stephen joined THW Insurance Services in September 2015. He is originally from Hendersonville and a graduate of Hendersonville High School. Stephen received his B.S. from University of Tennessee Knoxville.  He also earned his Certified Insurance Counselor designation from The National Alliance in 2005.  Stephen has been a trusted advisor for his commercial clients since 1999. designing effective risk management and insurance programs to protect their businesses. 

 

Stephen and his wife Renee have called Lebanon home since 1998. They have two children, Landon and Emma. Stephen enjoys being involved in his children's activities as well as sports, travel, hunting and fishing amount many more outdoor activities.  

Connie Pruitt

Connie Pruitt

contact : 615-904-6390

Connie Adams Pruitt was born and raised in Murfreesboro, TN. She is a 1984 graduate of Oakland High School and a 1988 graduate of Middle Tennessee State University where she majored in Finance with an emphasis on Insurance. Connie has been active in the insurance industry for more than 15 years. She also has experience in the medical manufacturing field and banking where she served in various position, most importantly Customer Service.  Connie and her husband, Jim have 3 children (Jaron, Kelli, and Jessica) and are the proud grandparents of 2. Connie joined the THW Insurance team in November 2015. 

Karl Welch

Karl Welch

contact : 615-466-9743

Karl Welch was born and raised in Alexandria, Louisiana and graduated with a B.S. degree from Louisiana College.  He moved to Tennessee in 1994 with his wife, Lil and their 3 children ( Gary, Karleen and Jessica) when their eldest began his college education at Belmont University in Nashville. Karl has been active in the insurance industry for more than 30 years and owned his own life & Health agency for many years. Karl and Lil are proud grandparents of 10. Karl join the THW Insurance team November 2015. 

Samantha Tyree

Samantha Tyree

contact : 615-443-3849

Samantha joined the THW Insurance team in 2014. She serves as a customer service representative. Samantha is a lifelong resident of Lebanon. She enjoys doing crafts and spending time with her new son. 

Samantha is married to Jon and they have one son, Elijah. 

Amber Testamand

Amber Testamand

contact : 615-443-3849

Amber joined THW Insurance December 2015. She is a 2013 graduate of Lebanon High School and is currently attending classes at Volunteer State Community College. Amber is a lifelong resident of Wilson County and enjoys dancing and singing.  

Amber is engaged to Nathaniel Overstreet.