As we enter into the season of heavy rainfall, it is important to be prepared for the event of a flood. The 2010 flood in Nashville was something many of us have never seen before in this area, and it is a reminder of the devastation that results from flooding. There are many ways to be prepared and take action before, during, and after the event of major or minor flooding in the area.
Before flooding begins, you should know your flood risk to ensure that you have proper flood insurance in place. Here at THW, we are more than happy to assist you and answer any questions you may have about flood insurance. Familiarizing yourself with your local emergency plans that are already in place will help you know when to evacuate or how to get to higher ground in your area. Lastly, keeping an emergency kit stocked with the following items: food and water for at least three days, medicine, first aid supplies, flashlight, batteries, and cash. When watching the weather forecast on your local news, it is important to know the difference between a “flood watch” and a “flood warning.” Just remember: Flood Watch means Be Aware and Flood Warning means Take Action!
During flooding, try to avoid driving if possible. However, if you find yourself on the roads, remember to always turn around if you approach an area of the road that is flooded. Surprisingly, it only takes one foot of moving water to carry your car away with the current. When driving, steer clear of bridges over fast-moving floodwaters because the water will begin to make the footings of the bridge unstable making it extremely hazardous. If floodwaters begin to rise around your car while you are in it, only abandon the car if the water is not moving.
After flooding, only return to your residence when the authorities say that it is safe. Floodwaters erode roads and sidewalk, so be aware of debris. Avoid standing water because it might be electrically charged from downed power lines or underground power lines. Most importantly, be sure to photograph any damage to your property for insurance purposes.
We are here to answer any questions you have about flood insurance! Please contact us at (615) 443-3849.